"Cari DeCandia, in my eyes went above and beyond when it cam to helping me and getting me a home loan. I had spoken to other company and all of them just gave me reasons why they could not help me or a big list of things I needed to do before they could help me. Even the company I had my home loan with gave me to run around. I had an idea my refinance would not be easy, but I did not need people telling me what I needed to do in order to fix the problem; if I knew that I would have done it a long time ago.

Then I contacted Cari DeCandia. At first I thought it was going to be the same old thing, but I had nothing to lose by trying. I have to say from my very first email from Cari, I was very impressed. She took my information and within 24 hours she had emailed me back with what she had found out and what she could do. She told me what she could do, then she said “BUT” if you do this, and this I will be able to gets things better for you. Then she went into detail about how I was to complete her “TO DO” list. I was beside myself after reading this. Here was a person telling me things I needed to do in order to improve my credit and get a better rate, but she was telling me how to do it. I did not even thick twice about her “TO DO” list, I jumped right on it and went to work. She was not the first person to give me a “TO DO” list, but she was the first person to explain to me why and details on how to complete the list. That to me sealed the deal and I would not work with anyone else or go to any other company for my loans. After working on her “TO DO” list, and many of emails asking question, about a month or so later she was able to do what she said and got me a better rate and a lower payment. After she locked me in, 3 days later I was closing on my loan.

That was about 5 months ago, and to this day I hear from her by email telling me about rate changes and letting me know she still had her eye open for any loan that would help me lower my payment. Again sealing things in my mind that I will go nowhere else for any of my home loan needs, and I will and have told everyone that would listen about her.

Thank you for your time."

...Michael Cowles

“When I needed to refinance, I was given Cari's name from a trusted friend. Cari turned out to be incredibley knowledgeable and so very helpful each time we had questions or concerns along the way. She has helped me more than once and I don't feel the need to got to anyone else. She's caring, trusting and professional. I recommend her to anyone that is looking for a mortgage or refinancing.” - Mark Fowle

“Cari is top notch - very detail oriented and follows through on what she promises. Cari helped us navigate a very turbulent mortgage lending time, ensuring that we got the great rate we were quoted, following through on every detail. I would highly recommend her to anyone wanting to get a mortgage for a new home or doing a refinance on an existing home.”  - Scott Bryant-Comstock

“I have worked closely with Cari for several years and have found her to be an excellent Mortgage Professional. She strives to provide best possible experience for all of her clients. She has tremendous character and work ethic and will go the extra mile to make sure all of her clients are clients for life. I have referred her to family and friends. Thanks, Vann Graham”

“Cari is very good to work with. She offered great rates too...lots of options. She made it possible for me live in my new house (save me a lot of $). I will use Cari again in the future.” - Peter Balbin

“Any mortgage officer can process your package and close a house, but very few have the in-depth knowledge and passion for the industry that set them apart from the rest as Cari does. Cari understands what is truly happening behind the scenes of the industry and acts as an advisor not just a loan originator.” -Dwight Carson

“I highly recommend Cari to anyone considering mortgage financing (new loan or refi). My wife and I have personally been through three mortgage closing with Cari over the years and she has done a superlative job. No worries, no hassles, no mistakes...she is an expert at what she does and knows her product options in detail. And the real value of an ongoing relationship with Cari is that she keeps you at the top of her mind and will take action to reach out to you when the markets may shift in your favor. My highest recommendation, Kevin Raleigh, NC”

“Cari is not only the most knowledgeable Loan officer I have ever had the pleasure of doing business with. Her attention to detail and overall concern, that I was getting the best type of loan and the best rate for my circumstances proved to be a great asset. I have used Cari for both a new Mortgage and also a Refinance. I also have many friends who have used her services, and were as satisfied as me. I would highly recommend her.”  - Harry Freeman

"I just wanted to say thank you to everyone for all of your help and hard work.  I was very impressed by the speediness of the whole process and how you guys took the time to help me understand what everything meant." -Tonya Ganous

“Cari is professional and reliable at her trade. I have used her services several times now with no regrets!” -Michael Pluff

“Cari was easy to work with and she answered all of my questions each time I called. When there was an error she quickly researched and corrected it putting my mind at ease. I would work with her again and highly recommend her to anyone.” -Bill Wolf

“Cari is the most informed Loan Officer that I've ever worked with. She has handled many loans for my clients as well as several for me personally. She's on top of market conditions and works diligently to get the best possible deal for her customers. She also has good follow up after the loan has closed and lets her customers know when they should refinance.” - Susan Chriscoe

“As a family law attorney, I am always on the lookout for professionals who can handle clients with competence and compassion. Cari is one such professional. She is able to assist clients (including clients engaged in major financial transitions, such as divorce) with tailoring their mortgage loans to fit into a greater financial plan. She does this with a high level of knowledge, skill, and consideration for each clien'ts specific needs and current life circumstances.” -Jennifer Drorbaugh